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Home Insurance

Your home and its contents represent a lifetime of hard work and memories. Rest assured knowing that with Topbin Insurance Solutions you’ll have the right coverage to protect everything you hold dear.


The Coverage You Need to Protect What You’ve Built
With your needs in mind, Topbin has created a wide range of coverages for you home and its contents. Given the level of protection most clients select the Enhanced Coverage which provides all perils on your dwelling and its contents


Based on the level of coverage you choose, Topbin provides coverage on a wide variety of damages and with special features like our $1,000,000 comprehensive personal liability protection.


Great Rates and Discounts. The Recognition You Deserve
You’ve worked hard to get the home and belongings you have and want to take care of them and continue to build your estate. We recognize how careful you are and that you may have invested in technology to help protect your property. We believe that this deserves to be recognized in the rates you pay. Some of the discounts that may apply are:

  • Mature policyholder discount
  • Newer Home
  • Security system
  • Claims free history of three or more years
  • Mortgage free
  • Multi-policy

Topbin’s New Combined Policy Format For Even More Convenience
Your time is important and you can now have you all of your policies in a combined policy format that combines all your expiry dates, insurance payments, and paperwork into one easy package.


Insurance Tailored to You Starts With Your Local Broker
With Topbin, you’ll have your own broker who will take the time to find the best solution for you. Someone who will understand you and the things you’ve worked hard for all your life. Someone who will not only answer your questions but will ask you the right ones.